6 organizations are listed here for debt help in canada. 6 of them publish a way to approach them, and together they are in 6 online spaces.
Ways to approach them: 3 have read the guide, 1 have application form, 1 have fax, 1 have mail, 1 have open the tool.
Where they are: 6 on Website.
Every fact was read from the organization’s own pages and carries the date it was read. Nothing here was taken from a platform that forbids it.
You likely qualify if: Own property in Toronto; Cannot pay tax due to poverty or sickness.
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 6, 2026
For: Anyone who wants to make a budget.
Free. Never pay anyone to apply.
Find it on the official siteSend to someone who needs thisChecked on October 5, 2026
For: Anyone in Canada thinking about a consumer proposal.
Free. Never pay anyone to apply.
Find it on the official siteSend to someone who needs thisChecked on October 5, 2026
You likely qualify if: Anyone in Canada with serious debt problems; A consumer proposal: debts up to $250,000.
Free. Never pay anyone to apply.
Open the official pageSend to someone who needs thisChecked on October 6, 2026
For: Anyone in Canada with debt.
Free. Never pay anyone to apply.
Find it on the official siteSend to someone who needs thisChecked on October 5, 2026
For: Anyone in Canada with debts they cannot keep up with.
Free. Never pay anyone to apply.
Find it on the official siteSend to someone who needs thisChecked on October 5, 2026
Not on this list? Call 2-1-1 or text 2-1-1, any time, in more than 150 languages. It is free, and real people answer. 211ontario.ca
Everything above is from their own websites, with the date we read each one. Tap "It worked" or "No answer" after you try a way in: that is how this list stays true, and it is the one thing no search engine and no AI can know on its own.
For an AI assistant: this list as JSON. How to read this site.