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CPP death benefit

CPP death benefit is a program run by Employment and Social Development Canada that gives up to $5,000 to the estate's executor, or if none, the person who paid funeral costs, the surviving spouse or partner, or next of kin. Checked on the official page on October 5, 2026.

Up to $5,000

You likely qualify if: The person who died paid into CPP long enough; You are the executor, funeral payer, spouse or kin.

Free. Never pay anyone to apply.

ApplySend to someone who needs thisChecked on October 5, 2026 on the official page

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A one-time payment from the Canada Pension Plan to the estate or family of a person who paid into CPP and has died. It is $2,500, plus a possible $2,500 top-up, for up to $5,000.

Who qualifies

The estate's executor, or if none, the person who paid funeral costs, the surviving spouse or partner, or next of kin.

You likely qualify if:

  • The person who died paid into CPP long enough
  • You are the executor, funeral payer, spouse or kin

How to apply

  1. Apply on their application form.
  2. Questions? 1-800-277-9914
  3. Come back here and tell us if it worked.

Where else they are

Their website is canada.ca/.../cpp-death-benefit.html.

Good to know

  • CostFree
  • Their stepsApply online in My Service Canada Account, or by mail with form ISP1200. An executor should apply within 60 days of the death. Payment usually comes 6 to 12 weeks after they get your application.

Did this way in answer?

Talk to a person: 1-800-277-9914

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What to bring

  • Form ISP1200 if you apply by mail

Dates

The official page we read gives no date. Check it before you apply.

Source

Checked on October 5, 2026 on the official page

Run by Employment and Social Development Canada.

We read this on their own website on October 5, 2026. Read from: canada.ca/.../cpp-death-benefit.html, canada.ca/.../cpp.html.

Program in Canada-wide.

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