Guaranteed Income Supplement (GIS) for low-income seniors
Guaranteed Income Supplement (GIS) for low-income seniors is a program run by Service Canada that gives up to $1,138.90 a month to people 65 or older who live in Canada and get the OAS pension, with annual income under $23,112 if single, widowed or divorced, or under $30,528 combined for a couple whose partner gets the full OAS (up to $685.56 a month in that case). Checked on the official page on October 8, 2026.
Up to $1,138.90 a month
You likely qualify if: People 65 or older who get the OAS pension; Living in Canada; Low income (limits on their page).
Next payment October 28, 2026in 19 daysAdd to calendar
Most people are enrolled automatically. You must file your tax return by April 30 every year, or GIS payments may stop or be reduced. Related payments for ages 60 to 64: the Allowance and the Allowance for the Survivor.
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 8, 2026 on the official page
We last read this on October 8, 2026. That was a while ago, so please check their own website before you rely on it, and tell us below if something changed.
A monthly tax-free payment on top of the Old Age Security pension for seniors 65 and older with low income, up to $1,138.90 a month for a single person for October to December 2026.
Who qualifies
People 65 or older who live in Canada and get the OAS pension, with annual income under $23,112 if single, widowed or divorced, or under $30,528 combined for a couple whose partner gets the full OAS (up to $685.56 a month in that case).
You likely qualify if:
- People 65 or older who get the OAS pension
- Living in Canada
- Low income (limits on their page)
How to apply
- Apply on their application form.
- Questions? 1-800-277-9914
- Come back here and tell us if it worked.
Where else they are
Their website is canada.ca/en/services/benefits/publicpensio....
Good to know
- CostFree
- LanguagesEnglish, French
- Their stepsIf Service Canada has your information, you are enrolled automatically; watch for a letter. No enrolment letter within one month of turning 65: apply with form ISP-3550 (Application for the OAS and the GIS) or in My Service Canada Account. File your tax return by April 30 every year so payments do not stop or drop. Questions: call 1-800-277-9914, Monday to Friday 8:30 am to 4:30 pm.
Did this way in answer?
Talk to a person: 1-800-277-9914
Something wrong? Tell us
What to bring
- A tax return filed every year by April 30
- No letter by 65 and a month: form ISP-3550
- Your Social Insurance Number (SIN) and date of birth
- Spouse or common-law partner's SIN and date of birth
- Where you have lived since age 18
- Reduction in employment or pension income in last two years
- Income earned in another country (you and your partner)
- Your banking information to register for direct deposit
From the official page, read October 8, 2026.
Dates
Next payment October 28, 2026.
Most people are enrolled automatically. You must file your tax return by April 30 every year, or GIS payments may stop or be reduced. Related payments for ages 60 to 64: the Allowance and the Allowance for the Survivor.
Something wrong? Tell us
We read all of this on their own website. If something has changed, tell us here. It takes 20 seconds, needs no account, and nothing is deleted: the old fact stays until a person checks yours.