City of Toronto property tax, water and solid waste relief for low-income seniors and people with disabilities
City of Toronto property tax, water and solid waste relief for low-income seniors and people with disabilities is a program run by the City of Toronto for low-income seniors and people on disability benefits who own and live in their Toronto home. Checked on the official page on October 8, 2026.
You likely qualify if: Household income of $62,000 or less; Over 65, 60 to 64 on GIS, or on disability benefits; Owned and lived there a year or more before Oct 31, 2026; No past-year taxes owing; utility account paid in full.
Deadline November 2, 2026in 24 daysAdd to calendar
ApplySend to someone who needs thisChecked on October 8, 2026 on the official page
We last read this on October 8, 2026. That was a while ago, so please check their own website before you rely on it, and tell us below if something changed.
The City can cancel or put off (defer) your property tax increase, and give you a rebate on the water and solid waste parts of your utility bill. The cancellation is only for homes assessed below $975,000. If you qualify, the amounts are applied to your account, and you must reapply every year with your documents, by November 2, 2026 for the 2026 tax year.
Who qualifies
Low-income seniors and people on disability benefits who own and live in their Toronto home. People over 50 with a pension can get the deferral and the rebates, but not the cancellation.
You likely qualify if:
- Household income of $62,000 or less
- Over 65, 60 to 64 on GIS, or on disability benefits
- Owned and lived there a year or more before Oct 31, 2026
- No past-year taxes owing; utility account paid in full
What to bring
- Unaltered CRA Notice of Assessment or Reassessment
- Proof of age if you apply as a senior for the first time
- Proof of disability benefits or pension, if it applies
Dates
Deadline November 2, 2026.
Apply by November 2, 2026 for the 2026 tax year. You must reapply every year.
Something wrong? Tell us
We read all of this on their own website. If something has changed, tell us here. It takes 20 seconds, needs no account, and nothing is deleted: the old fact stays until a person checks yours.