The home page's cards 31 onward, best first. Each one is checked on its official page, with the date.
Up to $683.04 a year
You likely qualify if: Low family income after tax; Live in Toronto; The person applying is 18 or older.
Call 416-338-8888Send to someone who needs thisChecked on October 8, 2026
You likely qualify if: Everyone, at any age; No health card or referral needed.
Appointments are needed at the 4 clinics.
Call 416-338-1234Send to someone who needs thisChecked on October 4, 2026
You likely qualify if: you study at one of these schools.
You likely qualify if: Women, including immigrant women; Live in Ontario; Legally able to work in Canada.
Open the official pageSend to someone who needs thisChecked on October 9, 2026
You likely qualify if: Household income under the limit for your household size; Everyone in the household has valid...
Free. Never pay anyone to apply.
Open the official pageSend to someone who needs thisChecked on October 8, 2026
You likely qualify if: Enbridge Gas account in your name; Home heated by a gas furnace or boiler; 1 person: income...
ApplySend to someone who needs thisChecked on October 5, 2026
You likely qualify if: Facing financial hardship; Open to all backgrounds.
Free. Never pay anyone to apply.
Call 416-321-0909Send to someone who needs thisChecked on October 5, 2026
You likely qualify if: People in Ontario with a low income; A legal problem; Family income under their limits.
No deadline.
ApplySend to someone who needs thisChecked on October 4, 2026
You likely qualify if: Toronto residents of any age; Free drop-ins: children, youth, older adults; Adults 60+: 50%...
Registered programs open by season: registration starts at 7 a.m.
ApplySend to someone who needs thisChecked on October 2, 2026
You likely qualify if: Anyone with an adult Toronto Public Library card.
Passes are released the first Wednesday of every month at 2 p.m.
ApplySend to someone who needs thisChecked on October 2, 2026
Up to $8,157 a year
You likely qualify if: Parent or caregiver living with a child under 18; Mainly responsible for the child's care;...
Next payment October 20, 2026in 11 daysAdd to calendar
Free. Never pay anyone to apply.
Check on the official siteSend to someone who needs thisChecked on October 8, 2026
Up to $4,200 a year
You likely qualify if: Full-time students with financial need; In a qualified program at a designated school; Family...
2026-27 OSAP applications are open; submit no later than 60 days before the end of your study period.
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 8, 2026
You likely qualify if: A student or recent graduate; Age 15 or older; Live in Ontario while you work.
Open the official pageSend to someone who needs thisChecked on October 8, 2026
You likely qualify if: Youth aged 15 to 29 living in Ontario; Eligible to work in Canada; Facing serious barriers to...
No deadline.
Call 1-800-387-5656Send to someone who needs thisChecked on October 4, 2026
You likely qualify if: Workers in Ontario; Employer broke the Employment Standards Act; Not unionized with a...
Generally you must file within two years of the problem (three and a half years for a claim under the Employment Protection for Foreign Nationals Act).
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 4, 2026
You likely qualify if: Facing violence or abuse; Women, children or gender-diverse people.
Free. Never pay anyone to apply.
Call 416-746-3701Send to someone who needs thisChecked on October 9, 2026
You likely qualify if: Woman or gender-diverse adult; No referral needed.
Free. Never pay anyone to apply.
Call 416-926-9762Send to someone who needs thisChecked on October 9, 2026
You likely qualify if: In a family, civil or small claims case; Not acting for a business; Low household income or...
Free. Never pay anyone to apply.
Open the official pageSend to someone who needs thisChecked on October 9, 2026
You likely qualify if: An individual, not a business; On Ontario Works, ODSP, OAS with GIS, or CPP; Or monthly...
Free. Never pay anyone to apply.
Call 416-212-6349Send to someone who needs thisChecked on October 9, 2026
Up to $2,520 a year
You likely qualify if: Part-time students with financial need; In a qualified program at a designated school; Family...
2026-27 OSAP applications for full-time and part-time students are open; the school year runs August 1 to July 31.
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 2, 2026
$875
You likely qualify if: Ontario resident at the end of the year; Have employment income; Your own income under $50,000.
Free. Never pay anyone to apply.
Call 1-800-959-8281Send to someone who needs thisChecked on October 5, 2026
You likely qualify if: Anyone 24 or younger; Covered by OHIP; No private drug plan.
No application and no deadline; coverage ends on your 25th birthday.
Call 1-866-532-3161Send to someone who needs thisChecked on October 5, 2026
You likely qualify if: Classes: permanent residents, protected persons; Assessment: 18+, or younger with a diploma;...
Classes run all year, during the day, evening or on weekends.
Call 416-925-5462Send to someone who needs thisChecked on October 4, 2026
Up to $5,000
You likely qualify if: Live in Ontario; Trained abroad in a high-skilled job; Language level CLB 6 or higher.
Open the official pageSend to someone who needs thisChecked on October 5, 2026
You likely qualify if: Live in Ontario; Meet the Low Income Cut-off (LICO); 1 computer per person, 2 per household a...
Call 1-866-206-0008Send to someone who needs thisChecked on October 5, 2026
You likely qualify if: Toronto residents aged 20 to 64; Low family income, after tax, under their limit; Ontario...
Apply any time.
ApplySend to someone who needs thisChecked on October 4, 2026
You likely qualify if: Canadian citizen, landed immigrant or permanent resident; Finishing high school, or in a...
Deadline December 1, 2026in 53 daysAdd to calendar
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 8, 2026
Up to $1,760 a year
You likely qualify if: Ontario families with children under 18; Getting the Canada Child Benefit; Low to moderate...
Next payment October 20, 2026in 11 daysAdd to calendar
Free. Never pay anyone to apply.
Call 1-888-789-4199Send to someone who needs thisChecked on October 2, 2026
You likely qualify if: you study at one of these schools.
You likely qualify if: you study at one of these schools.
Free. Never pay anyone to apply.
Up to $1,600 a year
You likely qualify if: Get Ontario Works, ODSP or Emergency Assistance; Homeless, facing eviction or behind on rent...
Free. Never pay anyone to apply.
Call 416-397-5550Send to someone who needs thisChecked on October 8, 2026
Up to $729 a week
You likely qualify if: Lost your job, or sick, pregnant, a new parent or caregiving; Regular: 420 to 700 insurable...
Apply as soon as you stop working: if you apply more than 4 weeks after your last day of work, you may lose benefits.
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 8, 2026
You likely qualify if: Full-time high school, college or university; Returning to full-time study next term; Minimum...
The main student application pool is open all year.
ApplySend to someone who needs thisChecked on October 4, 2026
Free settlement help for people new to Canada: forms, services, English and work. Each agency's own page says how to start.
You likely qualify if: Age 16 or older.
Call 416-755-7353Send to someone who needs thisChecked on October 8, 2026
You likely qualify if: Age 16 or older; Not doing court-appointed volunteer hours.
Call 416-408-2594Send to someone who needs thisChecked on October 8, 2026
You likely qualify if: Ontario resident; Canadian citizen or permanent resident; Laid off, or low income and out of...
Rolling; apply through an Employment Ontario service provider (guidelines updated January 27, 2026)
ApplySend to someone who needs thisChecked on September 30, 2026
For: Children aged 7 to 16 whose parent or guardian lives in a Toronto 'M' postal code (or who are referred by...
The wait for an assessment is about 2 to 3 months; in Rexdale, Etobicoke, North York and Scarborough a match usually takes 6 months to 1 year because of a shortage of mentors.
Free. Never pay anyone to apply.
Call 416-925-8981Send to someone who needs thisChecked on October 2, 2026
You likely qualify if: A parent or caregiver of a child aged 0 to 6.
Free. Never pay anyone to apply.
Call 311Send to someone who needs thisChecked on October 8, 2026
You likely qualify if: Child in Junior or Senior Kindergarten; Lives in Ontario.
Free. Never pay anyone to apply.
Open the official pageSend to someone who needs thisChecked on October 9, 2026
Free help with a job search, a resume and interviews, from agencies paid to help. Each agency's own page says how to start.
You likely qualify if: Living in Toronto; Pregnant, or parenting a child 3 or younger; The child's legal guardian.
Open all year.
Free. Never pay anyone to apply.
Call 416-338-7600Send to someone who needs thisChecked on October 4, 2026
You likely qualify if: Children and youth 17 and under; Living in Ontario; Low family income (limits on their page).
Apply any time.
ApplySend to someone who needs thisChecked on October 2, 2026
You likely qualify if: Children in Grades 1 to 6; Can communicate in English; Reading and writing below grade level.
Apply any time; most parents apply in the fall.
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 9, 2026
You likely qualify if: Can claim the Child Care Expense Deduction; Family income $150,000 or less; Live in Ontario...
Free. Never pay anyone to apply.
Call 1-800-959-8281Send to someone who needs thisChecked on October 5, 2026
You likely qualify if: Students at Toronto schools with a program; Open to all, whether or not you can pay.
Runs every school day during the school year.
Call 416-797-1013Send to someone who needs thisChecked on October 4, 2026
You likely qualify if: Full-time graduate student; Good academic standing; Unexpected financial emergency.
Free. Never pay anyone to apply.
Open the official pageSend to someone who needs thisChecked on October 9, 2026
You likely qualify if: Permanent resident, refugee or citizen; Legal right to work in Canada; Health care experience...
Call 437-451-8227Send to someone who needs thisChecked on October 9, 2026
You likely qualify if: People who make Ontario their main home; In Ontario 153+ days in 12 months; Citizen, PR,...
Apply any time.
ApplySend to someone who needs thisChecked on October 4, 2026
You likely qualify if: Canadian citizens and permanent residents; Temporary residents allowed to work; Age 12 or...
Apply any time.
ApplySend to someone who needs thisChecked on October 4, 2026
You likely qualify if: you study at one of these schools.
Free. Never pay anyone to apply.
You likely qualify if: Children ages six to 12; In Grade 1 or six years old by the first day of the program.
Runs September 8, 2026 to June 18, 2027.
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 9, 2026
You likely qualify if: Low-income family getting the CCB; Or low-income senior getting the GIS; Must get an...
Call 1-833-206-0599Send to someone who needs thisChecked on October 5, 2026
You likely qualify if: Families with a child under 6; At a licensed program enrolled in CWELCC.
No application and no deadline for the lower fee.
Free. Never pay anyone to apply.
Call 311Send to someone who needs thisChecked on October 4, 2026
You likely qualify if: Children ages 0 to 4 years; Families who need full-day care.
No deadline.
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 9, 2026
You likely qualify if: Children 0 to 4 years old; Priority where possible for vulnerable families.
Each City-run child care program has a waitlist, so the City asks families to register early.
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 9, 2026
You likely qualify if: Students JK to grade 12 in Toronto; Children under 5; Other groups listed on the booking page.
Clinics are by appointment.
Call 416-338-7600Send to someone who needs thisChecked on October 4, 2026
$678 a month
You likely qualify if: Child is under 18 and lives at home; Child has a severe disability; Household income $77,640...
ApplySend to someone who needs thisChecked on October 5, 2026
Up to $1,741.20 a month
You likely qualify if: People aged 18 to 65; A long-term disability that stops all work; Paid into the CPP in 4 of...
Next payment October 28, 2026in 19 daysAdd to calendar
ApplySend to someone who needs thisChecked on October 4, 2026
Up to $3,480 a year
You likely qualify if: Child is under 18; You get the Canada Child Benefit; Child is approved for the Disability Tax...
Next payment October 20, 2026in 11 daysAdd to calendar
Free. Never pay anyone to apply.
Call 1-800-387-1193Send to someone who needs thisChecked on October 5, 2026
Up to $4,213 a child
You likely qualify if: Child under 18 who lives at home; Needs 24-hour care and monitoring; Medically fragile or...
Open the official pageSend to someone who needs thisChecked on October 6, 2026
Up to $1,436 a month
You likely qualify if: Have a disability expected to last one year or more; In financial need; Age 18 or older.
Next payment October 30, 2026in 21 daysAdd to calendar
Call 1-888-999-1142Send to someone who needs thisChecked on October 8, 2026
Up to $45,604 a year
You likely qualify if: Age 18 or older, living in Ontario; Developmental disability confirmed; Approved through DSO.
Open the official pageSend to someone who needs thisChecked on October 5, 2026
You likely qualify if: A child, or a child's parent or caregiver.
Free. Never pay anyone to apply.
Call 416-397-5981Send to someone who needs thisChecked on September 30, 2026
Up to $250 a year
You likely qualify if: Canadian resident all year; Aged 26 to 65 at the end of the year; Fees qualify for the...
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 6, 2026
You likely qualify if: Families living in Toronto, or moving here; Children up to 12 years old; Each parent works,...
There is a waitlist, so apply as soon as possible.
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 2, 2026
Up to $20,000 a year
You likely qualify if: Students with financial need; A disability recognized by the program; In a qualified program...
Apply through OSAP for the 2026-27 school year (August 1 to July 31), no later than 60 days before the end of your study period.
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 8, 2026
Up to $300 a year
You likely qualify if: Child is 4 to 18 years old; Family income under the LICO limit; Up to $300 per child per year.
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 5, 2026
$250
You likely qualify if: Ages 15 to 30 (not over 30 at the start); Unemployed, not in school or training full-time;...
No upcoming cohort is posted: the start dates listed on the JOBS4U page have passed.
ApplySend to someone who needs thisChecked on October 9, 2026
Up to $250 a year
You likely qualify if: Live in the City of Toronto; Family faces money barriers; Up to $250 per child per year.
Free. Never pay anyone to apply.
ApplySend to someone who needs thisChecked on October 5, 2026